Fiat 500e turns out to be affordable to buy/lease and affordable to insure. No Teslas in top 10.

Mercury Insurance announced its list of the top 10 all-electric cars that are the most affordable to insure in California, where BEVs sells better than hybrids.

Mercury notes that BEVs brings some advantages like lower expenses on energy than fuel and expected lower maintenance costs due to fewer parts, but as the actual price of the vehicle is higher, also the insurance is a noticeable expense that needs to be taken into consideration.

In first place we see the Fiat 500e, which won the tally for the third year in a row.

The complete top 10 list for 2019 all-electric vehicles, beginning with the most affordable make and model to insure*.

  1. Fiat 500e
  2. Kia Soul EV
  3. Nissan Leaf
  4. Volkswagen e-Golf
  5. smart EQ fortwo pure coupe
  6. Hyundai Kona Electric SEL
  7. Ford Focus Electric
  8. Hyundai IONIQ Electric
  9. BMW i3
  10. Chevrolet Bolt EV

"Mercury's research and development team examined 2019 electric vehicles available at car dealerships today or in the near future to compile a list of the most affordable vehicles to insure. The list was created based on Mercury's price for full coverage – liability, comprehensive and collision – in California."

*"Mercury Insurance developed the list using a 30-year-old with a clean driving record, who lives in Newport Beach, California and travels 13,000 miles per year. The full coverage with a $500 deductible includes liability limits of $100,000 in injuries per person, $300,000 per accident, and $50,000 in property damage."

Chong Gao, senior product manager, R&D for Mercury Insurance said:

"The thought of owning an electric vehicle continues to attract more consumers and they have even more options to pick from today than in the past. We put together this list to help inform your decision, because many people don't consider what it will cost to insure a vehicle before they buy it. Some great news is that all of the vehicles today on our list qualify for the max Federal Tax Credit rebate."