The numbers might surprise you.

There's a lot of talk about the Tesla pricing structure. Specifically, whether the company will be able to deliver on promised price points for cars like the Model 3 and its brand-new compact SUV, the Model Y. But dig a little deeper on Tesla's website, and you'll find that most of the carmaker's advertised prices are a bit misleading.

You won't actually get a Model 3 for $35,000 (before destination). You probably won't pay $39,000 for a Model Y, either. If you don't factor in Tesla's advertised 10,000-mile over six years "Gasoline Savings" equation (which some countries have deemed "misleading"), or government incentives, Tesla's cars and SUVs are far more expensive.

How Much Does A Tesla Model S, 3, X & Y Actually Cost?

Tesla Model S

Don’t be fooled by the 2019 Tesla Model S’ advertised $69,750 price. Not accounting for Tesla’s estimated "Gasoline Savings" over six years at 10,000 miles per year ($5,500), $3,750 worth of incentives, and including the mandatory $1,200 destination fee, the Model S actually starts at $80,200. And that’s before options.

Price After "Savings" Actual Price Most Expensive Range
Standard Range $69,750 $80,200 $96,700 275 Miles
Long Range $73,750 $83,000 $100,700 335 Miles
Performance $89,750 $99,000 $130,200 315 Miles

The only standard exterior color is Solid Black. Two optional colors, Midnight Silver Metallic, and Deep Blue Metallic cost $1,500. Pearl White Multi-Coat costs $2,000, and Red Multi-Coat costs $2,500. The 19-inch Sonic Carbon Slipstream Wheels are a $1,500 extra, and the 21-inch Sonic Carbon Twin Turbine Wheels cost $4,500.

The standard black vegan-friendly faux leather interior trim is no extra cost. But black and white, and cream options both cost $1,500. The optional interiors also include features like a medical-grade HEPA air filtration system, XM radio with a custom sound system, a heated steering wheel, and heated seats for every ass. Autopilot is another $3,000, and “Full Self-Driving Capability,” which Tesla promises this year, can be pre-ordered at a cost of $5,000.

With all the option boxes ticked, the most-expensive Model S Standard Range costs $96,700 (including $1,200 destination). Upgrade to the Long Range dual motors, and the most-expensive Model S sets you back $100,700. The Performance model, meanwhile, with a $15,000 Ludicrous Mode and every option, costs $130,200.

How Much Does A Tesla Model S, 3, X & Y Actually Cost?

Tesla Model 3

Tesla advertised its "most-affordable" vehicle, the Model 3, with a starting price of $35,000. And outside of a $1,200 destination fee, that price is pretty much accurate. Factoring in the "Gas Savings" of 10,000 miles per year at $2.58 per gallon, the advertised price on the website is actually lower, at $29,650. But that's not what you'll pay – especially not after options.

Price After "Savings" Actual Price Fully Loaded Range
Standard Range $26,950 $36,200 $48,200 220 Miles
Standard Range Plus $28,950 $38,200 $51,200 240 Miles
Mid Range $31,950 $41,200 $54,200 264 Miles
Long Range $34,950 $44,200 $57,200 325 Miles
Long Range (Dual Motor) $38,950 $48,200 $61,200 310 Miles
Performance $49,950 $59,200 $70,700 310 Miles

Model 3 options include four up-charged paint colors: Midnight Silver Metallic ($1,500), Deep Blue Metallic ($1,500), Pearl White Multi-Coat ($2,000), and Red Multi-Coat ($2,500). The only standard color is Solid Black. The 19-inch sport wheels, on every trim except the Performance model, are a $1,500 option.The base Standard Range model only offers a black interior. On the Standard Range Plus model, though, the black and white interior is available as a $1,000 option.

Autopilot is a $3,000 option, and available on all trims. "Full Self-Driving Capability," which Tesla promises will be available this year, is a $5,000 pre-order on top of Autopilot. If you want "Full Self-Driving" after the fact, it will cost $7,000.

A loaded Model 3 Standard Range will set you back $48,200 after options. A Standard Range Plus model with every option is $51,200. Move up to Long Range and Longe Range with dual motors, and those fully loaded Model 3's cost $57,200 and $61,200, respectively. At the top of the Model 3 Range, a fully loaded Performance model costs $70,700.

How Much Does A Tesla Model S, 3, X & Y Actually Cost?

Tesla Model X

The Tesla Model X is the priciest option of all the Teslas. With an actual starting price of $89,200 (before "Gas Savings" and incentives), the Model X is nearly $9,000 more expensive than the Model S. But the SUV only has two trim options: Long Range and Performance. Both trims offer dual electric motors and all-wheel drive. Tick all the options, though, and things start to get pricey.

Price After "Savings" Actual Price Fully Loaded Range
Long Range $78,950 $89,200 $112,700 295 Miles
Performance $109,950 $119,000 $142,200 289 Miles

Four of the five exterior colors are options ranging from $1,500 in price (Midnight Silver Metallic) up to $2,500 for Red Multi-Coat. Tesla offers three wheel options on the Model X, too: standard 20-inch silver wheels, 20-inch Sonic Carbon wheels ($2,000), and 22-inch Onyx Black wheels ($5,500).

The Long Range model comes standard with a black interior, but offers optional white and black ($1,500) and cream-colored ($1,500) faux leather finishes as well. On both trims, Autopilot is a $3,000 option, and "Full Self-Driving Capability" is a $5,000 option on top of that. A loaded Long Range Model X costs $112,700 with destination, and a Performance model with the same options (and $15,000 for Ludicrous Mode) costs $142,200.

How Much Does A Tesla Model S, 3, X & Y Actually Cost?

Tesla Model Y

Tesla promises a $39,000 price tag (eventually) for its new SUV, the Model Y. For now, it's base $48,200 before "Savings" makes it more than $40,000 cheaper than the Model X. And it’s not even that ill-equipped once you start ticking all the option boxes.

Price After "Savings" Actual Price Fully Loaded Range
Long Range $42,700 $48,200 $64,200 300 Miles
Long Range (Dual Motor) $46,700 $51,000 $68,200 280 Miles
Performance $58,700 $64,200 $75,700 280 Miles

Optional paint colors vary in price from $1,500 to $2,500 on all trims. A set of 19-inch sport wheels, meanwhile, are a $1,500 option on the Long Range models, but standard on the Performance model. Tesla offers a standard all black interior, or a $1,000 black and white faux leather option. A five-seat interior is standard, but a seven-seat option is available for $3,000.

And like all other Teslas on this list, Autopilot is a $3,000 option, and buyers can pre-order "Full Self-Driving Capability" for $5,000 on top of that. Remember, loading your Model Y (or any Tesla) with "Full Self-Driving Capability" after ordering will set you back $7,000.

A loaded Long Range model with three rows costs $64,200. A Long Range model with dual motors will set you back $68,200 after options. Going all out on a loaded Performance models costs $75,700 after $1,200 for destination.